
is waste, fraud, abuse & overcharging a problem?
what are your benefits problems?
Stable Benefits Cost
Identify & Eliminate Waste, Fraud, Abuse & Overcharging
$1,000,000 Benefit’s Savings Guarantee*
3-Year Level Premiums - No Rate Increases*
Improved Benefit Satisfaction, Retain & Attract Talent
Advanced Benefit Design Institute is a subsidiary of Group Agent Resources, LLC.
Advanced Benefit Design Institute delivers the comprehensive, step by step, A to Z “Blue Print” to Employee Benefit Design from data mining, analytical analysis, successful benefit design, risk stratification, and disease and care management. This is available with full administration including an employee dashboard, wellness with concierge service across all vendor platforms - all this data is available with our reporting capabilities.
We work as your Consultant and Broker or as your Consultant with your Broker. Our fees are based on the cost reductions generated over a 3-year period.
evidence based results:
Our work is guaranteed to reduce your Healthcare Spending.
We deliver 100% transparency and perform to a Fiduciary Standard.
You can retain your Broker.
Our fees are 100% Contingency Based.
Planning fulfills Federal ERISA and CAA oversight requirements.
Eliminate overcharging, abuse, waste, and FRAUD!
sample finding:
The employer’s Broker told the CFO their agreement included periodic claim review to ensure that claims were properly priced and paid.
Our method discovered that the TPA’s “claim reviews” and price negotiations were causing overpayments and egregious price gouging that cost the plans and members millions of dollars.
• A hernia repair usually costs $1,300 in total. This client paid $57,159.
• $29,419 of that went to their TPA for “negotiating a good rate”.
• Our method discovered, reported, and recovered 100% of the TPA markup.
• The client will never pay that much again.